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Obiter

Practice Area

Statutory demands to enforcement, automated.

Debt recovery is high volume and process-driven. Obiter automates the pre-action protocol, court claim filing, judgment tracking, and enforcement actions — so your team handles more cases with less admin.

The Debt Recovery challenge

Debt recovery is among the most process-intensive areas of civil litigation. Each stage of the pre-action protocol, each court deadline, and each enforcement step must be handled precisely — and at volume, manual tracking creates real risk of limitation expiry, missed deadlines, and lost recoveries.

  • Pre-action protocol letters must be sent before any court proceedings
  • Limitation periods can expire without careful monitoring
  • Court claim filing requires precise fee calculation
  • Enforcement options vary by debtor type and asset position
  • High volume means manual tracking quickly becomes unmanageable

How Obiter helps Debt Recovery solicitors

Every stage of the debt recovery lifecycle — from the letter before action through to writ of control — tracked, automated, and auditable.

Pre-Action Letter Workflow

Automated LBA and pre-action protocol letters with 30-day response tracking and automatic escalation on non-response.

Statutory Demand Management

Statutory demand drafting and service tracking — with the 21-day response period monitored and automatic winding-up petition trigger.

Limitation Act Calculator

Automatic limitation period calculation based on debt type, acknowledgement dates, and partial payments — flagging matters approaching expiry.

CCJ Application Tracking

Track court claim issue, acknowledgement of service, default judgment, and judgment on admission per debtor.

Enforcement Tracking

Manage charging orders, attachment of earnings, third party debt orders, and writ of control in a structured enforcement workflow.

Bulk Claim Management

Handle high-volume consumer debt portfolios with bulk instruction, template correspondence, and batch status updates.

more cases handled per fee earner vs. manual processing

Included in every plan

Built on the complete Obiter platform

The Debt Recovery engine sits on top of the full Obiter platform — you get every core capability as standard, not as a bolt-on. That means AI email handling, automatic time recording, AML compliance, client portal access, LAA billing, and matter management are all included alongside your debt recovery workflows.

  • AI email secretary — every client email processed and replied
  • Automatic time recording — no billable minute lost
  • AML compliance — CDD and PEP screening built in
  • Client portal — secure document exchange with debtors and clients
  • LAA billing — for firms handling legal aid debt work
  • Matter management — full file lifecycle in one place
Explore all platform features →

Ready to transform your Debt Recovery practice?

Join UK debt recovery teams using Obiter to run higher volumes, hit every deadline, and recover more — without adding headcount.

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